Property coverage

Commercial Property Coverage

Safeguard your clients’ buildings, assets, and income with complete protection against unexpected disruptions.

Property Coverage with Real Depth

From business interruption to equipment breakdown and crime, we offer layered protection that secures operations and supports long-term stability.

Insure the Core

Commercial Property Insurance
with Real Impact

Ensuring the interest of your assets is paramount. From building to specific property coverages, business interruption, crime, to equipment breakdown, you can be confident in our solutions.

Managing a business can present challenges with unforeseen perils disrupting normal operations or causing property damage. Commercial property insurance serves as a shield to defend your business against those risks. Let us help explore the benefits of commercial property insurance and how protecting your most valuable assets is essential.

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What assets do commercial property insurance cover?

Commercial property insurance can protect a range of business properties by covering expenses for repairing, replacing, and reconstructing your commercial premises and assets essential to your operations, including but not limited to the following below:

Buildings, equipment, stock, and contents
Office furniture and fixtures
Tenant Improvements & Leaseholds and betterments
Contractors’ tools and equipment
Miscellaneous property
Computer hardware and electronics

Why Property Coverage Matters

Financial security and piece of mind

Unforeseen circumstances can’t always be controlled. Losses, including fire or natural weather events can come unexpectedly. Having the right commercial property coverage in place aims to lessen the long-term negative effects of a business shut down or property damage.

New property of like kind and quality

With the right commercial property coverages, repairing your damages can be with like kind or quality without depreciation to insure your business and assets return to normal state and operations as quickly as possible.

Approved bank loans and financing

Having the right commercial property insurance and policy in place can accelerate approval by mortgagees during the loan process, freeing you to concentrate on critical and important tasks to managing your business.

We've Got Your Business Covered

From revenue loss to equipment failure and crime—we’ve got every angle covered.

Explore how these coverages protect your business beyond the basics.

In the event a property perils triggers your business to face temporary closures, relocation, or loss of profits and income.

Profits Coverage – including payroll
Loss of Rental Income
Extra Expenses
Rent or Rental Value

An equipment breakdown can cause serious delays and closures to your regular business operations and functionality.

Mechanical systems
Manufacturing equipment
Electrical systems
Refrigeration systems
HVAC – Heating and ventilation systems
Elevators
Production Machinery

Businesses often under-evaluate the risk and exposures of crime or employee dishonesty when managing operations.

Employee Dishonesty Coverage
Loss Inside the premise
Loss outside the premise
Money orders & Counterfeit currency
Depositors & credit card forgery

Comprehensive Property Packages

With our partnered brokers, we provide competitive pricing and coverages through packaged solutions based on transparency, reliability, and diligence ensuring we help fulfill your insurance needs.

Residential Realty
Commercial Warehousing
Office Space
Light Manufacturing
Retail
Industrial

Course of Construction
Renovation Projects
Contractors Tools
Equipment
Miscellaneous Property
Hotels and Resorts

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