New Home Warranty
Coverage Designed for Alberta Homes
Move in with confidence, backed by protection that’s built right in.
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Alberta-Compliant Warranty
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Coverage from Possession to Year 10
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Builder-Backed + Millennium Support
New Home Warranty
Reliable Home Warranty Coverage
Whether you're a first-time buyer, seasoned homeowner, or homebuilder in Alberta, Millennium Insurance offers mandatory and enhanced new home warranty coverage, backed by personalized service and trusted builder partnerships across the province. From Calgary to Edmonton and beyond, we help protect your investment, your future, and the hard work that goes into every new build.
Builder Coverage
How Does New Home Warranty Work in Alberta?
Millennium Insurance supports Alberta builders, contractors, and developers with more than just warranty. We provide full-spectrum protection for your project, your team, and your clients. from the day ground breaks to the moment keys are handed over. Whether you're building a single home or managing a multi-phase development, our tailored solutions reduce risk, meet regulatory requirements, and protect your bottom line.
Why Is It Important?
Your new home is likely the biggest investment you’ll ever make. Alberta’s mandatory warranty program ensures you’re not left footing the bill for preventable construction issues or structural failures.
- Avoid large out-of-pocket repairs in the early years
- Gain legal protection if construction defects arise
- Meet Alberta’s legal requirements for new home builds
- Protect your resale value with transferable coverage
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How Does New Home Warranty Work in Alberta?
Warranty coverage in Alberta is regulated, mandatory, and automatically included in the purchase of most newly built homes. Builders must enroll your home before construction begins, and coverage starts the day you take possession. From paint touch-ups in the first year to long-term structural protection, this coverage is designed to protect homeowners at every stage of the journey.
Why Is It Important?
Your new home is likely the biggest investment you’ll ever make. Alberta’s mandatory warranty program ensures you’re not left footing the bill for preventable construction issues or structural failures.
- Avoid large out-of-pocket repairs in the early years
- Gain legal protection if construction defects arise
- Meet Alberta’s legal requirements for new home builds
- Protect your resale value with transferable coverage
What New Home Warranty Covers in Alberta
In Alberta, New Home Warranty typically covers:
What New Home Warranty Covers in Alberta
In Alberta, New Home Warranty typically covers:
What New Home Warranty Covers in Alberta
In Alberta, New Home Warranty typically covers:
Builder Coverage
Complete Protection for Builders and Developers
Millennium Insurance supports Alberta builders, contractors, and developers with more than just warranty. We provide full-spectrum protection for your project, your team, and your clients. from the day ground breaks to the moment keys are handed over. Whether you're building a single home or managing a multi-phase development, our tailored solutions reduce risk, meet regulatory requirements, and protect your bottom line.
Start-to-Finish Protection
From construction site to closing day, we offer:
• Builders Risk / Course of Construction insurance
• Wrap-Up liability for full site coverage
• Equipment, material, and theft protection
Project-Specific Expertise
We work with builders of all sizes—from custom homes to large-scale subdivisions. Our team helps you meet insurance and bonding requirements with:
• Bid, performance, and maintenance bonds
• Project liability and builder legal support
• Industry-compliant coverage certificates
Ongoing Support That Scales
Warranty is just the beginning. We stay with you post-possession:
• Homeowners’ insurance onboarding
• Warranty claims processing assistance
• Developer-level reporting and account management for multiple projects
Our Commercial Coverages Include:
Coverage designed to protect your project from start to finish, with policies tailored to your risk exposure, site complexity, and scale of development.
Covers physical damage or loss to buildings under construction, materials on-site, and temporary structures.
Protects against third-party bodily injury or property damage arising from your operations.
One policy that covers all parties (owners, contractors, subs) working on a specific site—reducing gaps and confusion.
Protects tools, machinery, and equipment, whether it’s on-site, off-site, or in transit.
We help you meet municipal and project requirements with bid bonds, performance guarantees, and surety programs.
When your client takes possession, we can ensure a smooth shift to personal home insurance—keeping it all under one trusted umbrella.
Why Choose Millennium for Your Home Warranty Support ?
We’re more than a provider, we’re a partner for builders and homeowners throughout Alberta.
- Fast response and friendly local support
- Seamless builder registration and homeowner onboarding
- Expertise in Alberta’s warranty regulations
- Custom add-ons for enhanced protection
- In-house insurance options for a smooth transition to homeowner coverage
We've got answers
Frequently asked questions
Coverage begins on the earlier of:
Your legal possession date
The date you take occupancy
Or the date title transfers to your name
This means that your protection starts the day you get the keys or move in, even if you don’t start living there full-time. Coverage timelines are continuous and don’t reset if the home is resold.
Always start by submitting your concern to your builder in writing and include photos or documentation. They’re required to respond and repair valid defects during the applicable warranty period.
If your builder doesn’t respond within the reasonable timeframe, or if you’re not satisfied with the outcome, you can escalate by filing a formal warranty claim through Millennium. We’ll review the issue, conduct inspections if needed, and determine if coverage applies.
Warranty only applies to the work completed by the original builder and covered under the initial building permit.
If you:
Renovated your basement
Upgraded flooring or cabinetry
Installed new plumbing or electrical
...these changes are not covered under the home’s original warranty. You may need to contact the contractor who performed the work or rely on your home insurance policy.
Yes. Homeowners are expected to perform seasonal and preventative maintenance. Failure to maintain your home can lead to denied claims.
Key tasks include:
Cleaning eavestroughs and downspouts
Monitoring for moisture or condensation
Maintaining proper grading and drainage
Testing smoke detectors and GFCI outlets
Servicing your furnace and water heater
Once you file a claim, Millennium:
Reviews your documents and timelines
May assign a third-party inspector to visit your home
Assesses the defect against the coverage guidelines
Provides a written outcome (approved, denied, or more info required)
If approved, we’ll coordinate repairs with your builder or a certified tradesperson. We aim for fairness, transparency, and timely resolution.
Yes. If immediate action is needed to prevent further damage—such as a burst pipe or no heat in winter—you should make the necessary repairs.
Make sure to:
Document the damage with photos
Save all repair receipts and invoices
Notify Millennium as soon as possible (typically within 5–10 days)
Emergency repairs won't void your warranty, but failure to report them within a reasonable window could impact your claim.
Builder's Responsibility: They are required to fix issues within the applicable coverage timeline—typically during the first 1 or 2 years.
Warranty Provider’s Role (Millennium): If the builder doesn’t address the issue or disputes your claim, we step in to investigate, assess, and resolve the claim.
Our goal is to fairly determine if the defect qualifies and arrange appropriate repairs if covered.
Yes, Alberta's new home warranty stays with the property—not the homeowner.
When you sell your home, the remaining years of coverage transfer to the new buyer at no cost.
Ensure you provide the buyer with:
A copy of your original warranty certificate
Any maintenance or repair documentation
Contact information for the warranty provider
No. The mandatory warranty program does not cover non-structural exterior elements, including:
Sod or landscaping
Trees or shrubs
Fences and gates
Detached garages or sheds
Driveways or sidewalks
These are considered cosmetic or site-related features, and are typically excluded unless your builder offers a separate warranty or service agreement.
No. Claims must be submitted within the specific coverage window:
1 year for finishes and labour
2 years for systems
5 or 7 years for building envelope
10 years for structural defects
If the window has passed, unfortunately the issue is no longer covered—even if it began earlier. It’s important to act quickly when concerns arise.